3309 Cottonwood Lane

Temple, TX
$ 320,000 Beds 4 Baths 2.5 Sq 2,166 Virtual Tour
Monthly Estimate* How much can I afford?

This charming 4-bedroom, 2.5-bath home in the established in the heart of Temple, offers 2,166 square feet of comfortable living space on a spacious 0.40 acre lot. Step inside to find a warm and inviting living area featuring beautiful ceiling beams, rich character, and a cozy brick fireplace perfect for relaxing evenings. The thoughtfully designed floor plan includes a private primary suite on the main level, while the secondary bedrooms are tucked upstairs for added privacy. Outside, mature trees provide shade and charm to the oversized backyard, complete with plenty of room for gatherings, play, or gardening. An updated HVAC system installed in 2021 helps keep you comfortable year-round. Conveniently located near I-35, medical facilities, shopping, and dining, this home combines timeless character with everyday convenience. Don’t miss your opportunity to own this beautiful Temple property!

Single Family

  • Price
  • $ 320,000
  • City
  • Temple
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Bell
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.4161 Acres
  • Zip
  • 76502
  • Sqr Footage
  • 2,166
  • Year Built
  • 1975
  • Style
  • MLS#
  • 613102
Listed By: Bison Creek Real Estate LLC
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/8/2026 Listed $325,000
5/8/2026 2% - $330,000
7/27/2026 3% - $320,000

Property vs Zip Code Average in 76502

Price
AVG $350K
$320K
Year Built
AVG 2009
1975

Areas That We Cover

3309 Cottonwood Lane Temple, TX is a Single Family Home for sale at $320000 with 2166 sqft and a lot size of 0.4161 Acres Acre(s). 3309 Cottonwood Lane Temple has 4 bedrooms, 2 baths and was built in 1975. The property's zip code is 76502 which is in Temple, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.