2909 Philo Street

San Marcos, TX
$ 439,900 Beds 3 Baths 2 Sq 1,506 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked beneath a canopy of mature oak trees on nearly half an acre, this distinctive 3 bedroom, 2 bath limestone home offers timeless Hill Country charm in one of San Marcos' most coveted neighborhoods without an HOA. Inside, 1,506 square feet of thoughtfully designed living space features Saltillo tile throughout, soaring vaulted ceilings with an exposed beam, recessed lighting, and a stunning floor-to-ceiling limestone fireplace that anchors the spacious living room. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an inviting space for everyday living and entertaining. The oversized primary suite offers backyard views, a walk-in closet, private bath, and direct access to the backyard's outdoor living areas. Outside, enjoy a peaceful, tree-shaded backyard complete with a patio, pergola, storage shed, and a one-of-a-kind dinosaur smoker that conveys with the property. An attached 2 car garage, abundant outdoor space, and easy access to shopping, dining, Texas State University, and IH-35 make this home a rare opportunity to own a property full of character, privacy, and authentic Texas charm.

Single Family

  • Price
  • $ 439,900
  • City
  • San Marcos
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hays
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.47 Acres
  • Zip
  • 78666
  • Sqr Footage
  • 1,506
  • Year Built
  • 1983
  • Style
  • MLS#
  • 615408
Listed By: Monica & Company Real Estate
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/7/2026 Listed $449,900
7/9/2026 2% - $439,900

Property vs Zip Code Average in 78666

Price
AVG $460K
$440K
Year Built
AVG 2012
1983

Areas That We Cover

2909 Philo Street San Marcos, TX is a Single Family Home for sale at $439900 with 1506 sqft and a lot size of 0.47 Acres Acre(s). 2909 Philo Street San Marcos has 3 bedrooms, 2 baths and was built in 1983. The property's zip code is 78666 which is in San Marcos, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.