3916 Oak Creek Circle

Denison, TX
$ 284,999 Beds 3 Baths 2 Sq 1,517 Virtual Tour
Monthly Estimate* How much can I afford?

Discover this beautifully maintained D.R. Horton Vancouver floor plan located in The Reserve, one of Denison’s highly sought after communities. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,518 square feet of thoughtfully designed living space. The open-concept layout features luxury vinyl flooring throughout the main living areas, creating a seamless flow between the kitchen and living room. The kitchen is equipped with quartz countertops, custom cabinetry, stainless steel appliances, a gas cooktop, breakfast bar seating, and a dining nook perfect for everyday meals. The spacious living area is highlighted by an electric fireplace, adding warmth and character to the home. The private primary suite includes an ensuite bath and a walk-in closet, while the secondary bedrooms provide flexibility for guests, family, or a home office. Additional highlights include an oversized utility room, tankless water heater, smart home capabilities, and a keyless smart entry system. The inviting front porch and covered back patio provide comfortable spaces to relax or entertain outdoors. Conveniently located less than one mile from Highway 75 and close to Texoma Medical Center, Grayson College, Haystack, Urban Air, and the recreational opportunities of Lake Texoma, this move-in-ready home combines modern amenities with an exceptional location.

Active

  • Price
  • $ 284,999
  • City
  • Denison
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • GRAYSON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.113 Acres
  • Zip
  • 75020
  • Sqr Footage
  • 1,517
  • Year Built
  • 2021
  • Taxes
  • $ 6324
  • Style
  • Traditional
  • MLS#
  • 21311432
Listed By: Coldwell Banker Apex, REALTORS
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities City Sewer,City Water,Curbs,Electricity Connected
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Gas Cooktop,Microwave,Tankless Water Heater
Assoc Fees 275
Number of Garage Spaces 2
Restrictions Unknown Encumbrance(s)
School District Denison ISD
HOA Fee Includes Maintenance Grounds
Exclusions Washer,Dryer,Fridge
Year Built 2021
Architectural Style Traditional
Levels One
Unexempt Taxes 6324
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Reserve
Transaction Type For Sale
Occupant Type Owner
County Grayson
Property Type Residential
Construction Materials Brick,Rock/Stone
Association Fee Frequency Semi-Annual
HOA Type Mandatory
Special Notes Aerial Photo
Full Baths 2
Status Active
Directions Use GPS
City Denison
Elementary School Name Hyde Park
High School Denison
Elementary School Hyde Park
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21311432
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Cable TV Available,Eat-in Kitchen,Granite Counters,High Speed Internet Available,Open Floorplan,Pantry
Flooring Carpet,Luxury Vinyl Plank
Dining Areas 1
Living Areas 1
Room Count 5
Lock Box Type Blue BT LE
Total Bedrooms 3
Total Baths 2

Exterior Features

Lot Features Landscaped,Sprinkler System
Fencing Wood
Soil Type Unknown
Parking Features Garage Faces Front,On Street
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Foundation Slab
Lot Size Area 0.1130
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 4922.2800
Lot Size Acres 0.1130
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hyde Park Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/25/2026 Listed $294,999
7/11/2026 4% - $284,999

Property vs Zip Code Average in 75020

Price
AVG $370K
$280K
Taxes
AVG $6,003
$6,324
Year Built
AVG 1971
2021
Visits
AVG 240
209
Data Provided by Inside Real Estate®

Areas That We Cover

3916 Oak Creek Circle Denison, TX is a Single Family Home for sale at $284999 with 1517 sqft and a lot size of 0.113 Acres Acre(s). 3916 Oak Creek Circle Denison has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 75020 which is in Denison, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.