250 Whispering Oaks Trail

Payne Springs, TX
$ 749,900 Beds 3 Baths 2 Sq 1,189 Virtual Tour
Monthly Estimate* How much can I afford?

Wake up to deep water, wide-open views, and the rare bonus of two waterfront lots. This property is located on over 150 feet of deep water centrally located on Cedar Creek Reservoir. Room for the RV, room for the boats, and nearly half an acre on the lake. There are two boat houses that have been redone that include lifts that will accommodate 2 boats and 2 jet skis, a large back deck perfect for gatherings, a covered patio near the water ideal for crawfish boils and fish frys, a gazebo near the water with electricity and three outbuildings providing lots of storage for a variety of needs. Additional features include two driveways, fenced yard, patio wired for a hot tub, and new HVAC. The home is 3 bedrooms, 2 baths, with an open floor plan. Each room has been remodeled. The kitchen has beautiful concrete countertops, plenty of cabinets, kitchen island, gas cooktop, double oven and new dishwasher. The living area has wood floors, a beautiful pine ceiling and opens to a large enclosed back patio with cedar walls and ceiling looking out on the beautiful open water and has great sunset views. It is conveniently located near Gun Barrel City amenities and has a neighborhood boat ramp close by. This property is ready and waiting for the perfect full-time resident or weekender looking to have a great place to escape and relax. The second lot has its own address and would be great for a guest house, workshop or RV storage as permitted by deed restrictions.

Active

  • Price
  • $ 749,900
  • City
  • Payne Springs
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.46 Acres
  • Zip
  • 75156
  • Sqr Footage
  • 1,189
  • Year Built
  • 1990
  • Taxes
  • $ 4905
  • Style
  • Single Family Residence
  • MLS#
  • 21349952
Listed By: Ebby Halliday Realtors
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Asphalt,MUD Sewer,MUD Water
Possession Negotiable
Roof Composition
Appliances Dishwasher,Electric Oven,Electric Water Heater,Gas Cooktop,Convection Oven,Double Oven
School District Mabank ISD
Year Built 1990
Levels One
Unexempt Taxes 4905
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Southwood Shores
Transaction Type For Sale
Occupant Type Owner
County Henderson
Property Type Residential
Construction Materials Fiber Cement
Association Fee Frequency Annually
Year Built Details Preowned
HOA Type Voluntary
Full Baths 2
Status Active
Directions GPS- From gun Barrel,travel South on 198,turn left onto Whispering Oaks Trail,property is on the left.
City Payne Springs
Elementary School Name Mabank
High School Mabank
Elementary School Mabank
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21349952
Standard Status Active
Junior High School Mabank
Listing Terms Cash,Conventional

Interior Features

Interior Features Decorative Lighting,Kitchen Island,Natural Woodwork,Open Floorplan,Pantry
Flooring Combination,Tile,Vinyl,Wood
Dining Areas 1
Living Areas 1
Room Count 2
Lock Box Type Combo
Total Bedrooms 3
Total Baths 2

Exterior Features

Waterfront Yes
Lot Features Irregular Lot,Water/Lake View,Waterfront
Fencing Chain Link
Lot Size Source Other
Parking Features Additional Parking,Concrete,Driveway,No Garage
WaterFront Features Dock – Covered,Lake Front – Main Body,Retaining Wall – Steel
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Area 0.4600
Lot Size Dimensions 96X153X160X163
Lot Size Units Acres
Structural Style Lake House,Resort Property,Single Detached,Vacation Home
Lot Size Square Feet 20037.6000
Lot Size Acres 0.4600

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mabank Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $749,900

Property vs Zip Code Average in 75156

Price
AVG $590K
$750K
Taxes
AVG $5,880
$4,905
Year Built
AVG 2001
1990
Visits
AVG 166
77
Data Provided by Inside Real Estate®

Areas That We Cover

250 Whispering Oaks Trail Payne Springs, TX is a Single Family Home for sale at $749900 with 1189 sqft and a lot size of 0.46 Acres Acre(s). 250 Whispering Oaks Trail Payne Springs has 3 bedrooms, 2 baths and was built in 1990. The property's zip code is 75156 which is in Payne Springs, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.